Mandatory Insurance Coverage By Province

You have purchased your vehicle and are ready to get on the road! All you need is auto insurance to start driving. In Canada, auto insurance is mandatory however the types of mandatory auto insurance vary by each province. It is important to make sure that your auto insurance meets mandatory auto insurance requirements set out by the province you are located in. To make things easier below is a list of the average monthly and annual auto insurance premiums per province with their respective mandatory auto insurance requirements. The price of auto insurance that you may be quoted for may be different than the average premium pricing listed below. There are many factors for each individual that contribute to the pricing of the auto insurance that you will receive. 

British Columbia

Avg. Monthly $153 & Avg. Annual $1,832

Mandatory Coverage:
  • Third-party liability
  • Uninsured automobile protection
  • Accident benefits coverage
  • Inverse liability protection
  • Hit and run

Ontario

Avg. Monthly $125 & Annual $1,505

Mandatory Coverage:
  • Third-party liability
  • Accident benefits
  • Uninsured automobile protection
  • Direct Compensation – Property damage

Alberta

Avg. Monthly $110 & Annual $1,316

Mandatory Coverage:
  • Third-party liability
  • Accidental Benefits coverage

Saskatchewan

Avg. Monthly $103 & Annual $1,235

Mandatory Coverage:
  • Third-party liability
  • Property damage
  • Personal injury

Newfoundland and Labrador

Avg. Monthly $97 & Annual $ 1,168

Mandatory Coverage:
  • Third-party liability
  • Uninsured automobile protection

Manitoba

Avg. Monthly $90 & Annual $ 1,080

Mandatory Coverage:
  • Third-party liability
  • Personal injury
  • All perils

Nova Scotia

Avg. Monthly $74 & Annual $891

Mandatory Coverage:
  • Third-party liability
  • Accident benefits
  • Uninsured automobile protection
  • Direct Compensation – Property damage

New Brunswick

Avg. Monthly $72 & Annual $867

Mandatory Coverage:
  • Third-party liability
  • Uninsured automobile protection
  • Direct Compensation – Property damage
  • Accident benefits

Prince Edward Island

Avg. Monthly $68 & Annual $816

Mandatory Coverage:
  • Third-party liability
  • Uninsured automobile protection
  • Direct Compensation – Property damage
  • Accident benefits

Quebec

Avg. Monthly $ 60 & Annual $717

Mandatory Coverage:
  • Personal injury
  • Property damage
  • Accidental benefits
  • Civil liability

Ready To Get Auto Insurance - Apply Online With Sonnet Today!

Accidents can happen to protect your vehicle and yourself from the financial losses involved in a collision and get auto insurance. If you have more than one vehicle you can save even more on insurance with our multi-vehicle auto insurance policy. If you find that you are in a bind and need to make an insurance claim or need a tow we have a 24/7 support line to get you the help you need right away! Find the auto insurance that meets your province’s mandatory requirements. For more information on the different types of auto insurance available visit our website at https://www.sonnet.ca/auto-insurance

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